PM VidyaLaxmi Scheme College List 2024 -The PM VidyaLaxmi Scheme one of the best scheme ever relased by any government. The scheme is designed to benefits all students finding and applying for the higher education in the colleges all across the India as well as overseas. Colleges which are comes under this scheme are tie ups with the banks for provding the education loans to students for their higher education UG or PG courses. The PM VidyaLaxmi Scheme recently announced by the Modi Government in 2024.
If you are looking to for the colleges list those who comes under the PM Vidyalaxmi Scheme, so this article is you for only, with this updated list of eligible colleges, you will get one step ahead to your dream comes true to taking admission in the right college in right place.
It can by your own home location or any other state. You can easily find out your way to get higher education degree shortly. Our website is dedicated to help students those who looking to get benefits from PM VidyaLaxmi scheme.
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PM VidyaLaxmi Scheme College List 2024
Below is the PM VidyaLaxmi Scheme College List, those who comes under the PM VidyaLaxmi Scheme, the list is updates which is provide on the official government website –
| Sr. No. | State | College Name |
| 1 | AAndaman and Nicobar | Dr. B.R. AMBEDKAR INSTITUTE OF TECHNOLOGY |
| 2 | Andhra Pradesh | MAHARAJAHS PG COLLEGE |
| 3 | Arunachal Pradesh | RAJIV GANDHI UNIVERSITY, ITANAGAR |
| 4 | Assam | MANGALDAI COLLEGE |
| 5 | BBihar | DDR RAM NARESH SINGH YADAV MAHADALIT DEGREE, COLLEGE-ARWAL |
| 6 | CChandigarh | GOVT POST GRADUATE COLLEGE FOR GIRLS,SECTOR-42 |
| 7 | Chhattisgarh | COLLEGE OF INFORMATION TECH. & APPLIED SOCIAL SCIENCE BILASPUR |
| 8 | Dadra & Nagar Haveli | DR B B A GOVERNMENT POLYTECHNIC |
| 9 | Daman & Diu | GOVERNMENT POLYTECHNIC, DAMAN-658 |
| 10 | Delhi | ZAKIR HUSAIN COLLEGE |
| 11 | Goa | AGNEL POLYTECHNIC, VERNA |
| 12 | Gujarat | SCHOOL OF NURSING Vishvakalyan Society IDAR |
| 13 | Haryana | APEEJAY STYA UNIVERSITY, SOHNA |
| 14 | Himachal Pradesh | SHOOLINI UNIVERSITY OF BIO TECHNOLOGY AND MANAGEMENT SCIENCES, OACHGHAT, SOLAN |
| 15 | Jammu and Kashmir | AHMAD INSTITUTE OF HEALTH SCIENCES |
| 16 | Jharkhand | MAULANA AZAD COLLEGE |
| 17 | Karnataka | THE KARNATAKA STATE DR. GANGUBAI HANGAL UNIVERSITY OF MUSIC AND DRAMA. |
| 18 | Karnataka | AL-AMEEN COLLEGE OF LAW |
| 19 | Kerala | SREE NARAYANA GURU COLLEGE, CHELANNUR |
| 20 | Lakshadweep | CALICUT UNIVERSITY CENTRE, KADAMAT |
| 21 | Madhya Pradesh | MADHYA PRADESH |
| 22 | Maharashtra | SARDAR PATEL COLLEGE |
| 23 | Manipur | CENTRAL AGRICULTURAL UNIVERSITY, IMPHAL |
| 24 | Meghalaya | MAHATMA GANDHI UNIVERSITY, TURA, WEST GARO HILLS |
| 25 | Mizoram | MIZORAM UNIVERSITY, AIZWAL |
| 26 | Nagaland | DIPLOMA (ELECTRONICS & COMMUNICATION ENGINEERING E.C.E)-3YEARS |
| 27 | Odisha | JJARSGUDA BLACK DIAMOND COLLEGE OF ENGINEERING AND TECHNOLOGY, OR BDCET |
| 28 | Puducherry | NATIONAL INSTITUTE OF TECHNOLOGY PUDUCHERRY |
| 29 | Punjab | GRD COLLEGE FOR WOMEN, PHAGWARA |
| 30 | Rajasthan | BHAGWANT UNIVERSITY, AJMER |
| 31 | Sikkim | GANGTOK, RANIPOOL – COLLEGE OF AGRICULTURAL ENGINEERING AND POST-HARVEST TECHNOLOGY |
| 32 | Tamil Nadu | SARAH TUCKER COLLEGE, PERUMALPURAM, PALAYAMKOTTAI – 627 011 |
| 33 | Telangana | GOUTHAMI SAI DEGREE & PG COLLEGE OPP: SHIVALAYAM, MARKANDEYA COLONY, GODAVARIKHANI |
| 34 | TTripura | REGIONAL CENTRE(IGNOU) |
| 35 | Uttar Pradesh | AMITY UNIVERSITY |
| 36 | Uttarakhand | DOON INSTITUTE OF MANAGEMENT & TECHNOLOGY |
| 37 | West Bengal | INDIRA GANDHI TEACHERS TRAINING INSTITUTE |
What is PM Vidyalaxmi Scheme?
As such, empowerment through the PM Vidyalaxmi Scheme will be shiningly imparted to children who come from low-income families, who would otherwise struggle hard to get good education. It strikes off major financial hurdles as there is no requirement of any type of collateral. Therefore, all those students who are so eligible will be allowed to go ahead to achieve their academic goals without the looming fear of mounting debt. If you want to know what is the eligibility of PM Vidyalaxmi Scheme? Just read the full guide here – PM Vidyalaxmi Scheme Eligibility
5 Benefits of the PM VidyaLaxmi Scheme
Benefits of the PM VidyaLaxmi Scheme for students:
- The Vidyalaxmi Scheme streamlines the loan application process, thereby making it simple and easy for students.
- Students are eligible to avail loans up to ₹10 Lakh towards their direct costs for tuition fees, accommodation, and other costs related to education.
- The scheme has been further framed so that through flexible repayment, pursuing higher education continues to be an affordable and financially feasible option.
- The process has integrative digital platforms into the disbursement mechanism, so the process promotes transparency and quickens approval of loans and fund management.
- Through an online portal, students can know the status of their loans without much eating away of paper and bureaucratic delays.
How to Access the PM VidyaLaxmi Scheme College List?
To view eligible PM VidyaLaxmi scheme college list:
- Visit the Official Portal: Login to the Vidya Lakshmi portal.
- Loans Schemes Click on Search for Loan Schemes on the home page.
- Add your personal information. Input course name, location, the preferred banks, among other details.
- Search and Refine Results: Narrow down options by using filters such as loan amount, moratorium period, and interest rate.
- View Colleges: When a loan program is clicked on, and a “List of Colleges” tab appears with schools that qualify.
Key Features of the PM VidyaLaksmi Scheme (Loan System)
- Loan Options: It contains 110 loan plans by 36 banks with an interest rate between 7.00% and 18%.
- Flexibility in application: Under the Common Education Loan Application Form, a student can apply up to three loans.
- Loan Limits: Loans for education are permitted up to Rs 10 lakhs on studies undertaken by a resident in India and up to Rs 20 lakhs for studies outside India.
- The tracking and updates entail viewing the status of a loan application and receiving the updates direct from the portal.
Frequently Asked Questions (FAQs) – PM VidyaLaxmi Scheme College List
1. Can I apply for NBFC Education Loans through the Vidya Lakshmi Portal?
No, the Vidya Lakshmi Portal supports loans from nationalized and private Indian banks only, excluding NBFC loans.
2. How many banks offer education loans on the Vidya Lakshmi Portal?
Currently, 36 banks participate, offering a range of loan schemes for students.
3. Can I change the branch or transfer my loan after application?
No, the portal does not allow branch changes post-application. Students must request the bank to close the application before reapplying.
4. What are the restrictions on education loans?
Loans under Priority Sector Lending cover INR 10 lakhs for domestic study and up to INR 20 lakhs for international study programs.
5. How soon can I expect a response after applying?
Banks typically respond within 15 days if the loan amount exceeds INR 7.5 lakhs.
Conclusion
Our article on “PM VidyaLaxmi Scheme College List – November Updated (2024)” is a valuable resource for students looking for educational institutions under this initiative. By being an updated list, on one hand, it opens the opportunities as much as possible for aspiring students in line with the government’s pledge of access to quality education. Also widespread across the country, through its schemes of highlighting colleges eligible under the scheme.
Further, aids students to make sound judgments for their educational future. With this, the PM VidyaLaxmi Scheme reiterates its motto to bridge all possible gaps in education and support students to their target for academics and other professional careers.
Disclaimer
The Pmvidyalaxmischeme.com website is not operated by any government body, it is an independent informational website, whose purpose is to provide information related to the PM VidyaLaxmi scheme to the general public.